Introduction
Revolutionize your financial management with PhonePe UPI, Payment, Recharge, designed for seamless phone recharges and bill payments. Enjoy instant transactions at both online and offline stores using UPI, debit, or credit cards. Additionally, invest in mutual funds and secure insurance plans, all within a safe and user-friendly interface.
Features of PhonePe UPI, Payment, Recharge:
> Easy and secure payments: PhonePe allows you to make payments using BHIM UPI, credit cards, debit cards, or wallets for mobile recharge, utility bill payments, and instant payments at your favorite offline and online stores.
> Investment and insurance: You can invest in mutual funds and purchase insurance plans on PhonePe. It also offers car and bike insurance.
> Banking services: Link your bank account on PhonePe and transfer money instantly using BHIM UPI. It provides better convenience and reliability for all your banking needs compared to online banking.
> Online and offline payments: You can make online payments on various shopping websites like Flipkart, Amazon, and Myntra. It also allows you to pay for food orders on platforms like Zomato and Swiggy, as well as grocery orders on platforms like Bigbasket and Grofers. Additionally, you can make offline payments at local stores by simply scanning QR codes.
> Insurance purchasing: PhonePe's insurance application allows you to compare and purchase health and term life insurance policies. It also offers car and bike insurance, providing a seamless experience with quick purchase and renewal options.
> Other features: PhonePe offers personal loans with attractive interest rates and easy repayment options. You can also recharge your prepaid mobile phones and DTH services. The app supports bill payments, including credit cards, landline bills, electricity bills, water bills, gas bills, and broadband bills. Additionally, you can purchase PhonePe gift cards to conveniently make payments at various offline and online stores.
Example:
Principal: Rs 100,000
Interest rate: 15% p.a. (reducing)
Processing fee: 2%
Tenure: 12 months
Total interest payable: £8309.97
Total processing fee payable: Rs 2000
Total cost to user: £110,309.97
Mutual Funds & Investment App
- Liquid Funds: Get higher returns than savings banks
- Tax Saving Funds: Save up to Rs 46,800 in taxes and grow your investments
- Super Funds: Achieve financial goals with help from experts on our app
- Equity Funds: High growth products curated according to risk appetite
- Debt Funds: Invest to get stable returns with no lock-in period
- Hybrid Funds: Achieve a balance of growth and stability
- Buy or Sell 24K Pure Gold: Guaranteed 24K purity, save on gold on our app
What's New
PhonePe Lending:
- Get pre-approved loans seamlessly. Enjoy attractive rates, easy repayments, and self-serve modules.
UPI Lite
- Experience super-fast payments with near-zero failures
- Pay upto ₹500 without any PIN.
- Add upto ₹2,000, withdraw anytime, no charges.
Rupay Credit Card on UPI
- No need for CVV and OTP; pay with PIN
- Check credit card balance
PhonePe Insurance:
- Compare and buy health, life, car and bike insurance plans seamlessly.
- No virus
- No advertising
- User protection
Information
- File size： 111.10 M
- Language： English
- Latest Version： 24.08.23.0
- Requirements： Android
- Votes： 82
- Package ID： com.phonepe.app
- Developer： PhonePe
Screenshots
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Comment
kutty
Very worst experience I had ever... I paid 20000 rent from these app through credit card...they took amount but the but the amount not yet credited to recivers bank... I tried to call but unable to connect with rep ..once connected but they didn't give correct information they refused to give information and they requested to cut the call and they said they will call with in 1 hour but it's almost 2 days but no call from them.....very worst experience ever....I need my money back ...
2024-09-23 08:40:34
Aditya Subhedar
Don't use this app. Payments fail very frequently and that's not even the worst part, it says "your payment will be done in 30 minutes". Which means you have to stay with the person you are paying for 30 mins and get judged by them. Atleast make it definite that transaction is canceled and let me use other payment methods. I have been in these embarrassing situations many times because of this. Thought it happens rarely, but NO! I have to go through the same thing almost every week.
2024-09-23 05:06:53
manu kmr
Very bad experience if any transaction got fail or any outo pay is canceled, then this app do not have any option to track the events. The application support is simply saying reach to your bank in all the conditions. If any issues with your transaction no help from support all conditions they are directing us to reach to bank. 10 Apr 2024 again face a big issue my auto payment is failed and phone pay customer service are not able to identify the issue saying Technical glitch.
2024-09-22 14:13:15
Akash Das
One of the worst App experience ever, app developer and the owner want to maximize only there profit. Too much miss leading adds no secure space. THIS is not all app server issue, some time showing payment Not successful but payment is done if you not check the account balance then its a terrific for that moment. Thank you developer for this kind of experience bye i am uninstalling phonepe
2024-09-22 02:53:59
Abhishek Mishra
I am writing to share my experience with using the PhonePe application. Recently, I have encountered significant difficulties while attempting to utilize my wallet balance for various purposes such as merchant payments, online bill payments, and transfers to UPI IDs. This has led to a frustrating user experience and has greatly impacted my confidence in the functionality of the application.
2024-09-21 20:58:21
Dhanush Keshav
Each update makes the UI experience so bad. Everytime it gets difficult to navigate. To create a ticket too its difficult and Cannot find. So many things removed and added. Articles are also outdated and not able to find the things we are looking for.
2024-09-20 15:00:42
Thota Kesava Chandra
Transaction statement for UPI lite and wallet are not properly delivered. They should show the updated balance in the statement. For normal UPI transactions banks provide statements for transaction. I recently felt a little ambiguous regarding my UPI lite balance. I checked the statement. But the updated balance is not shown. Very disappointed. Their customer support is also not upto the mark.
2024-09-20 14:41:02
Ashish Chauhan
I use bigger fonts on my phone but when i do open phonepe and i am on the final stage of finalizing the payment its pin keypad seems like the numbers are running out of their position. I can only see the upper part of them. Please fix it. It is there for a long time. I followed your instructions but it is still wouldn't go.
2024-09-20 11:56:55
Shakti Sawan beshra
Horrible experience..by mistake I added my all money in wallet and my situation is..I can't withdraw..I can't pay..how can I explain..it's my money,and I can't do anything with it..very bad
2024-09-20 00:43:01